Top 3 Nigerian Micro-finance Banks That Grant Loans without Collateral

Top 3 Nigerian Micro-finance Banks That Grant Loans without Collateral
Image Credit: LAPO Nigeria

In Nigeria, loans can be obtained from various financial institutions but one of the major obstacles is that most of these institutions lay down strict conditions for loan acquisition. Borrowing money from commercial banks could be quite awkward especially when you’re first required to open a corporate bank account which is to be run for a few months. Even when you’re requesting for as low as #50,000, commercial banks still frustrate you with a number of strict conditions which you must have fulfilled.

How to Raise Capital for Your Business

How to Raise Capital for Your Business
Image Credit: TutorialPoint
Capital is the major requirement needed in setting up any business. For a proposed business to be transformed into a reality, sufficient capital is always needed. Nowadays, many people have the desire to establish businesses but they end up with nothing due to insufficient means for capital formation. In as much as capital is key to setting up a business, it is very important to discuss some of the surest ways people can raise capital for their proposed businesses.

Top 4 Online Facilities for Nigerian Farmers

Top 4 Online Facilities for Nigerian Farmers
Image Credit: BusinessDay
Today, mobile technology is one of the technological trends aimed at helping farmers meet each other, discuss farming practices and even request for farming needs. As a farmer, you need a lot of information in order to promote your farming business and keep yourself abreast with the recent farming trends. To help you in this regard, below are the top 4 online facilities for Nigerian farmers.

Top 4 Ways to Grab the Attention of Super Successful Bloggers

4 Ways to Grab the Attention of Super Successful Bloggers

Recently I decided to throw a poll among my readers; asking them what was their major challenge in the blogosphere? I received tons of replies. Guess what, 70% of them insisted that established bloggers are the major problem. According to the mail, established bloggers (Pro bloggers) now see themselves as God.

I  will never ask any of them any question, they see themselves as God. They know all. Rose Johnson
What I discovered was that all of these bloggers want to catch the attention of established, pro bloggers. However, their method of approach is entirely wrong.

I am a pretty busy online entrepreneur, although I dont have thousands of things to do daily. So,  I work off the clock and have zero time to spend on desperate or mindless pleas, because I have so many blogging buddies to help and partner with, especially with friends  which I have  built relationships with over the years.

So, what are the biggest problem faced by newbie or struggling bloggers?  asking a successful blogger for business or a guest posting opportunity without helping them at all, coming in ice cold, is the worst way to grab their attention. 

The reverse happens; pro bloggers labels your email as spam, sealing your fate as more of your future emails go directly to spam, never to be seen again.

Here’s how to catch the attention of super successful pro bloggers.

1: Comment Genuinely on Top Blogs
Genuine blog commenting has opened more doors for me than you could ever believe.

One of my new  friend Donna Merrill is a great example of someone who published authentic, genuine comments on top blogs persistently.

She does not comment to get. She comments to give.
Naturally, Donna has caught the eye of some big time influential bloggers and has built a thriving blogging business through the powerful strategy of sharing thorough, personalized, meaty comments on top blogs.

If you want to snag a pro blogger’s attention there are few better ways to do it than by publishing a 3-4 paragraph, valuable blog comment on their latest post.

2: Retweet their Latest Post
I often retweet blog posts of influential bloggers to share helpful content for my readers.

Building bonds with top bloggers is a neat side effect of hitting a retweet button on a regular basis.

Read top bloggers. Share their posts on Twitter.
Pop up on big dawg blogger radar screens through the simple act of retweeting blog posts.

3: Chat about Offline Interests on Social Media platforms such as Facebook,twitter & Instagram
My friend and influential online business mentor Alonzo Pichardo and I had connected a few months prior to our chat but we formed a deeper bond when chatting about old school rap on Facebook.

After our little online talk about icons like Big Daddy Kane and Kool Moe Dee he invited me to guest post on his established blog. We then began co-promoting one another.

Alonzo gracefully invited me to chat with him on YouTube about online success tips.

Nearly 225,000 YouTube video views and 41,000 Sound Cloud plays (from a single test podcast) later, we have created quite a series that online entrepreneurs are digging, big-time.

Be a human being. Keep things light sometimes. Share your offline interests to catch the attention of influencers who want to connect with you based on business and offline interests.

4: Email Pro bloggers Asking How You Can Help
As a newbie blogger you may wonder how in the heck you can help an established/ professional blogger. No one knows it all. Stop thinking. Just act professionally even though you're not.

Believe me; influential bloggers appreciate every bit of help they can get. Especially heart-centered bloggers.
Only the arrogant, delusional or outright insane bloggers of the world would turn down or scoff at help from a relatively unknown blogger. These cats are rare.
Even though I have nearly 1,000 followers on Twitter, if you ask me for help and you have only 1 Twitter follower I will ask you to retweet my latest blog post. Abundant thing to do. You feel good about helping me and I feel good about getting extra exposure because every follower literally counts.

You also pop up on my radar by reaching out to help me. I remember kind, generous people.

8 Ways To Create A Content Which Converts Like Crazy

8 Ways To Create A Content Which Converts Like Crazy

Wow! Yesterday I received a handful of emails pitching me on various products, services and guest posts. So many new bloggers still dont know the significance of  Improving Domain Authority.

Practically speaking, when you are not converting leads into sales then your contents is useless. If you can’t convert leads into sales then all the traffic in the world can’t help you either. 

1. Know your audience
How well do you think you know your audience? Their needs, demographics, hang out, values, what makes them happy and sad etc.

All the successful businesses are relied upon their ability to satisfy the needs of their customers. If you can do this, you will succeed in no time. But if you can’t, it’s going to be very difficult.

Audience should be a starting point of any business strategy. Content marketing is no different. If you want to boost your conversion rate you have to know the people you are trying to convert.

2. Choose a relevant topic.
The secret of effective and efficient content marketing depends in creating content which is useful and relevant to your audience or customer. Well, here are 4 Key Steps To Writing Content That Converts.
The more useful and relevant your content is, the more engaged your customer will be, the more they will like and trust you. And the more you will earn money.

To utilize your conversions you need to pick relevant and useful topics to write about. Topic that addresses your audience’s need and gives you the chance to demonstrate your expertise.

3. Write a captivating headline
Ultimately the headline is a king in content marketing. No matter how great your content is, no one is going to read it if they are not captivated immediately by the headline. Headline writing is as much a science as it is as much as an art.

The attention grabbing headlines you always see on the covers of most newspaper or Magazine are based on established formulas. Remember, the purpose of your headline is to capture your reader’s attention to read your content. 

READ ALSO:How To Find A Good Digital Content Specialist

4. Hook them with your opening
Now, you’ve successfully captured your reader’s attention with your headline. You are not done yet.

Audience’s attention spans are getting shorter and shorter. According to scientists our attention span average is 8 sec. For goldfish, it’s 8 seconds.

What does that mean?
It means you have to hook your reader right from your first sentence. You have to make them interested in whatever you are saying. If you don’t hook them they will just wander off.

Below are some great ways of starting your blog content with a bang;
5. Connection Building
Content marketing is all about building relationship. You make content in order to build a connection with your audience, which in return leads to a sale.

You must start a rapport to build a relationship. Here if you’ve already known your audience from the know your audience section. You should get some idea of the interests and values of your readers. Your content ought to be congruent with those interests and values.

Take for example if your target audience is solo entrepreneurs, they can prioritize saving money to saving time. However for an audience of marketing executives, saving time may be more prefer to saving money.

6. Be genuinely helpful
Establish rapport is great. However you have to display you can provide value to your audience. If you can’t provide value, why should they purchase your products and services? Reason why your content must be helpful to your audience. If an audience finds your content to be helpful, he/she will be confident that buying your products or services will be of benefit to them so much more.

Your content may be helpful in the following ways:
7. Be emotional
No matter how rational your readers are their emotions still put a huge influence on their decision-making process. Analysis of data from the Institute of Practitioners in Advertising shown that adverts with emotional content performed as twice as those with purely rational content.

Provide a compelling offer
Through using the tactics we have provided outlined, you have built a strong connection with your audience, helped them with their issue, and you also got them a little bit emotional.

You already have an audience that is highly engaged with your content. It’s now time for them to be converted into sales leads.
You might be interested in Reading  this=>Major Component of an Article for Publication

Top 4 Entertainment Businesses for Nigerian Entrepreneurs

Top 4 Entertainment Businesses for Nigerian Entrepreneurs
Image Credit: Nairaland Forum

Are you thinking about how your investment plans can improve Nigeria’s entertainment industry? Do you believe entertainment is one of the most lucrative sectors in Nigeria?

Top 4 Self-Employment Opportunities in Nigeria

Top 4 Self-Employment Opportunities in Nigeria
Image Credit: NewsOfNigeria

In Nigeria, being self-employed is one of the best ways you can make a reasonable living amidst tight economic situations. Over the years, unemployment seems to have grown more robust in Nigeria and consequently, many Nigerian youths conclude that there are no jobs in the country.

Nevertheless, there are jobs in the country and some of these jobs are categorized under self-employment. The task of being self-employed requires the possession of certain skills that can persuade some people to request for your service(s). Undoubtedly, there are advantages in being self-employed and that is why this article focuses on the top 4self-employment opportunities in Nigeria.

Freelance Writing

Freelance writing is one of the comfortable ways through which you can keep yourself employed. Without doubts, it is one of the best ways a talented writer can keep himself/herself employed. Importantly, freelance writing exposes you to the world of writing and gives you the potential to improve your writing skills. Being a freelance writer means you can decide when to work and even how you wish to be paid by your client(s). Meanwhile, if you believe you’ve got the proficiency to place words together in a satisfactory style, you can look around the web for bloggers/companies who are in need of writers.

Tutorial Services

Nowadays, many Nigerians organize tutorial sections for students –especially those preparing for `O’ Level examinations like NECO, GCE and WAEC. Without any doubts, organizers of these tutorial sections may require the professional services of tutors who can educate others in core subjects like English Language, Mathematics, Biology, Economics and few others. If you believe you’re skilled in teaching these core subjects, you have the chance to become self-employed by organizing a tutorial section for interested Nigerian students.

Online Tutorship

With the increasing demand for teachers, online tutorship has become a great opportunity to maintain self-employment both in Nigeria and other countries. Many people, particularly those willing to learn English as a second language, are in search of online tutors who can take them personally. Regardless of your location, being an online tutor is profitable as it gives you the opportunity to connect with different kinds of people who are ready to learn from you. Some foreigners, including Chinese, Koreans and Japanese, now hire online tutors with the intent of learning English as a second language.

Event Planning

If you reside in a big place such as Lagos metropolis, you must agree that event planning is a great way to keep yourself employed. However, being an event planner demands plenty of skills ranging from party planning to effective social management. In that case, you’re expected to help people run their parties –such as birthdays and weddings –in a professional and courteous manner.

Nowadays, some rich people (particularly dignitaries living in big places) do not have the talent and even time to organize stylish parties by themselves. In that case, they look out for professionals who can perfect the task and even provide them with caterers and other professionals.

Why Do You Need to Be Self-Employed in Nigeria?

Why Do You Need to Be Self-Employed in Nigeria?
Image Credit: Nigeria Universities

Broadly speaking, some people think being a businessman/woman is the only thing that guarantees self-employment in Nigeria. Consequently, they hustle and bustle in search of huge capital needed to run businesses. However, you can become self-employed with little or no capital layout. In that case, you must have acquired some important skills that can persuade people to engage your service. Some of the skills that guarantee self-employment are writing, event planning, vocational training and lots more.

The purpose of this write-up is to draw your attention to some of the reasons why you should be self-employed in Nigeria. If you’re keen to discover these reasons, just continue reading this article.

Unemployment Rate is Fast Increasing

In Africa, Nigeria has the biggest economy but on a sad note, unemployment remains one of the major challenges affecting the country. Global population estimates show that Nigeria comprises 170 million people and despite the vast amount of mineral potentials at its disposal, the Nigerian government finds it difficult to alleviate the incidence of unemployment. For a densely populated country (such as Nigeria), unemployment may not be a strange circumstance but the fact that it has been growing over the years indicates that the government has failed in various capacities.  

Self-Employment is a Great Alternative

On a yearly basis, thousands of Nigerians graduate from higher institutions, hoping to secure employment in a crowded labour sector whereas the Nigerian government can barely provide jobs for all Nigerian graduates. As an alternative, Nigerians –including undergraduates and graduates –are encouraged to delve into self-employment.

Interestingly, self-employment is a great alternative to embrace but due to specific reasons, many Nigerians are yet to find their rhythm in self-employment. Nigeria’s incidence of unemployment is so discouraging that even after graduating with remarkable grades, many Nigerians still find it difficult to secure employment in high-paying public institutions. A lot of Nigerians continue to blame this on bad government whereas being self-employed could have saved them the stress of finding jobs in public institutions.

Self-Employment Guarantees Constant Inflow of Income

One of the advantages of self-employment is that you can be sure of earning regularly depending on your efficiency and the number of clients/customers you have. In Nigeria, public servants bear lots of inconveniences especially when the government fails to pay their salaries on time. On the other hand, being self-employed is the best way you can avoid the headaches associated with delays in the payment of salaries.

How to Make Money Online: A Beginners Guide to Earn From Home

A Beginners Guide to Earn From Home

Do you want to start making handsome money online? Seriously, Making money online is NOT EASY at all. But it's NOT THAT DIFFICULT too, if you are following a proper path. 

Without these following three things making money online will always remain a dream for you:-

Hard work

If you think you have got the above mentioned three things, then let's jump right into the topic.

READ ALSO:Top 4 Reasons Why You Should Take Your Business Online
Below are some of the most authentic and legit ways to make money online
What is Freelancing? If you are into making money online, you must have heard the term Freelancing. But what does it really mean? Freelancing means working on a contract basis rather than on a regular basis for a company or organization and getting paid for hour of work, days of work or per project.

READ ALSO:Hacks!! 5 Things to Avoid When Trying to Make Money Online

YouTube Now a day You-tube is booming like anything. More and more people are coming to YouTube to find a solution to their problem, to learn something new and to entertain themselves. With this increasing popularity YouTube is also becoming a money making machine for content creators. Yes! In case you don't know you can earn a decent amount of money by creating YouTube videos.

 Although YouTube videos don't pay by themselves, you can make money by placing Google AdSense ads on your videos (of course there are other ways to make money on YouTube but for now we will stick to Google AdSense). The more views and clicks your ads get the more money you will make.

Blogging Blogging basically means writing posts on any niches on the internet, which are updated frequently. You can write on different niches which include but not limited to personal journals, News, Technology, Health and Fitness, Gaming, Parenting or any other topic you are interested in.

Affiliate Marketing 

These days almost every product is available online, whether it is as small as a needle or as big as a car, everything is available online. And people are inclining more and more towards buying products from online stores may be because of the easy accessibility of products and convenient home delivery system.

These online stores need to advertise their products in some way and affiliate marketing is one of the many ways they promote their products. So affiliate marketing is a form of advertisement in which the affiliate (in this case you) promotes the products from different online store in his/her blog or website through a unique link (generally referred as affiliate link). The affiliate gets a commission when someone buys a product through that link then (generally some percentage of the price of the purchased product).

Almost every big online store has an affiliate program which you can join to promote their products in your website and get a commission in return if someone buys from your affiliate link.

What Are the Benefits of Sugarcane Farming in Nigeria?

What Are the Benefits of Sugarcane Farming in Nigeria?
Image Credit: Daily Trust

Nigeria has a vast land area suitable for the growth of many crops including sugarcane. Many Nigerian farmers are doing great in expanding the production of sugarcane. However, Nigeria’s volume of sugarcane is still not enough to meet industrial needs.